Please read these terms and conditions carefully before using joya 44. By registering or logging in to the platform, you are automatically considered to have accepted these terms.
Check out this summary before reading the full Terms and Conditions — the key points are explained in plain language.
These terms and conditions apply to all services, games, promotions, and activities on the joya 44 platform. By accessing joya 44's website (joya44.ws) or mobile app, you are considered to have read, understood, and accepted these terms.
Important: If you do not agree with any part of these Terms and Conditions, please refrain from using joya 44.
Joya 44 is an internationally licensed online gaming platform. We operate across multiple countries, including Bangladesh, and conduct all activities in compliance with local laws and regulations. Each member is responsible for ensuring they comply with the applicable laws of their own country.
Although these terms are published in Bengali, the English version shall be considered final in the event of any legal dispute.
To open an account with joya 44, you must meet the following requirements:
KYC verification: Prior to withdrawals or large transactions, you may be required to submit a national ID, passport, or other verifiable documents. Withdrawals will be on hold until KYC verification is complete.
Providing false information during registration will result in immediate account termination, and any funds in the account may be forfeited. joya 44 reserves the right to re-verify account information at any time.
Keep your email and password strictly confidential. If you suspect any unauthorized access to your account, contact our support team immediately.
Joya 44 supports deposits and withdrawals via bKash, Nagad, Rocket, and bank transfer. All payments are processed in Bangladeshi Taka (BDT).
The payment method used for deposits must match the one used for withdrawals. If a different method is required for withdrawal, additional verification will be needed.
Joya 44 does not charge any payment processing fees. However, your bank or mobile banking provider may apply their own charges — these are the member's responsibility. If a suspicious transaction is detected, joya 44 reserves the right to temporarily suspend the withdrawal for verification.
Complying with Anti-Money Laundering (AML) policy is a legal obligation for joya 44. Under this policy, additional documentation may be requested for large transactions.
All bonus and promotion offers on joya 44 are provided subject to specific terms and conditions. Please read the relevant terms carefully before claiming any bonus.
Please note: joya 44 reserves the right to modify, cancel, or withdraw any bonus or promotion at any time. joya 44's decision is final in all bonus-related disputes.
Cashback offers are generally calculated based on net losses and processed once per week. For referral bonuses, the referred person must successfully register and complete their first deposit.
Every game on joya 44 operates according to specific rules. All game outcomes are determined using RNG (Random Number Generator) technology, which is regularly audited by independent third parties.
Any attempt to exploit bugs or glitches in the game software for an advantage will result in all winnings from that session being voided, and the account may be suspended.
Joya 44 does not manipulate game outcomes. Our RTP (Return to Player) rates are transparently displayed on each game's page. Ensuring all games are conducted fairly and transparently is a core commitment of joya 44.
The following activities are strictly prohibited on joya 44. Violation of these rules will result in permanent account termination:
Warning: If suspicious activity is detected, joya 44 may suspend the account and launch an investigation without prior notice. If irregularities are confirmed, all funds in the account will be forfeited.
You can close your account at any time by contacting our support team. Please ensure all pending withdrawals are completed before closing your account.
Joya 44 reserves the right to suspend or terminate an account under the following circumstances:
A maintenance fee may apply to accounts that have been inactive for an extended period — members will be notified in advance by email.
Joya 44 is committed to protecting your personal information. For details on how we collect, use, and safeguard your data, please refer to our Privacy Policy available on the page.
Joya 44 is committed to providing the highest quality service; however, our liability is limited in the following areas:
Joya 44 is not liable for any financial losses arising from gaming. Gaming should always be undertaken at your own personal responsibility.
If you have a dispute or complaint, please contact our customer support team first. Most issues are resolved within 24–48 hours.
Joya 44 follows a fair and transparent process in all dispute resolutions. Records of all disputes are maintained, and every complaint is taken seriously.
Joya 44 is committed to responsible gaming. We want every member to enjoy gaming as a fun, entertaining experience — free from addiction or financial stress.
For more details, visit our Responsible Play Visit the page.
If you have any questions or comments regarding these Terms and Conditions, please get in touch with us:
Our support team provides full service in Bangla. Don't hesitate to reach out whenever you need assistance.